Universal Life Insurance

This type of policy uses current interest rates that change periodically. Premiums could decrease or increase according to interest rates. This holds a potential of risk for both the buyer and the seller. Universal life insurance consists of 2 parts:Life insurance and Investment account. You decide what to do with each part of the policy, and you can increase or decrease your premiums and your death benefit, within certain limitations. Your investment account may or may not be guaranteed earnings, depending on the type of investments.

Request a Free Consultation

Testimonials

Insights from Dave Financial helped me to identify the weak points in my financial strategy and assisted me achieving my financial goals much quicker than I expected.

Jagrut Parik

Dave Financial provided me with clear, and effective financial insights and advice. They went above and beyond to set me up in achieving my financial goals.