Non Medical Insurance

Non-Medical Life Insurance is a type of life insurance that does not require a medical exam or Medical Report when applying for the policy. You will however have to answer a few questions in order to qualify. Due to this, the death benefits are limited, and the overall premium is higher. These plans are only available for those under 80 years old. These Non-Medical Life Insurance Plans are suitable for the following types of individuals:

Anyone hard to Insure
Declined users who would still like insurance
Those who would like to purchase a small amount of coverage for Final expenses
Those with poor medical history and would likely not qualify for traditional Life Insurance
Smokers or Non-smokers
Anyone who does not want to go through medical testing
Anyone wanting fast and immediate coverage

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