Long-Term Care Planning

In some cases, you or a loved one may need long term care which is necessary for a variety of diseases. In these types of situations, you may not be able to afford the care that your loved ones need and deserve without this type of insurance. This insurance will help to cover you in that department, beyond the time determined in your contract. These premiums can also help you in another way, as they are available for income tax deduction. The cash that you receive for long-term care can give you more control over where you would like to obtain the care. To start to receive money for this type of care, you must: have a impairment that required constant supervision, or be unable to perform daily activities (bathing, eating, dressing, walking)